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Personal Bankruptcy Overview
Filing for bankruptcy is already a stressful situation. Determining the correct type of filing can seem daunting. At The Burns Law Firm, LLC, we have worked with clients and helped them alleviate their financial problems since 1998. In 2005, Congress…
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Chapter 7
A Chapter 7 bankruptcy filing is an orderly, court-supervised procedure by which a trustee collects the assets of the debtor’s estate, reduces them to cash and distributes that cash to creditors. This is subject to the debtor’s right to r…
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Chapter 11
Traditionally, Chapter 11 bankruptcy filings have been reserved for complex corporate reorganizations. Recently, sophisticated Maryland bankruptcy attorneys, such as Mr. Burns, have begun apply the debtor-friendly rules of Chapter 11 to certain indiv…
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Chapter 13
A Chapter 13 bankruptcy is a reorganization of your financial situation. You work with your Maryland bankruptcy attorney and the bankruptcy court to create an agreement to repay your creditors a certain amount during a certain time period. A Chapter…
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Business Bankruptcy Overview
If a company’s circumstances dire, then that company would file for bankruptcy protection. There are several options, from a Chapter 7 liquidation to a Chapter 11 or Chapter 13 reorganization. In a Chapter 7 filing, the company ceases its opera…
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Chapter 7
A Chapter 7 filing is an option for a business that finds itself unable to continue. Under a Chapter 7 bankruptcy filing, the company stops all operations and goes completely out of business. A trustee is appointed to liquidate [sell] the companyR…
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Chapter 11
For a company faced with a crippling loss of business or bad debt there are options for it to either go out of business or formulate a recovery. When a company chooses to reorganize its business in order to become profitable once more, it will follow…
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Chapter 13
A Chapter 13 bankruptcy allows a debt-laden sole proprietorship that still has significant income to submit an orderly plan to the courts to pay back debts over a few years. This can offer advantages to the debtor not found in other forms of bankrupt…
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Non-Bankruptcy Options
Occasionally, a client will wonder if bankruptcy is the only option. This is particularly the case where a client wants to work out terms with a lender, usually a mortgage company, in order to keep his or her home. In cases like this, we look to loss…
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