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Credit Counseling Instead of Bankruptcy

Getting the help of a neutral party in assessing a financial situation, advising on budgeting and spending practices, and negotiating with creditors can be instrumental in getting someone back on their feet financially without going through bankruptc… Read More
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Credit Counseling and Debtor Education Requirements in Bankruptcy

U.S. bankruptcy law requires anyone filing for Chapter 7 or Chapter 13 bankruptcy to both receive credit counseling prior to filing and complete a debtor education course prior to the final discharge of debts. Many people are confused by the two and… Read More
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